I need to open this post with the fact that if given the opportunity, I would drink coffee from the time I woke up until the time I went to bed! Granted, I do not drink coffee all day-just in the morning.

For those of us who LOVE our coffee and NEED it to get ourselves started….do you make your coffee at home, or buy it at Starbucks or Dunkin Donuts? If you buy your coffee on-the-go, you are throwing money away!

Since I do not buy my coffee out, I will do some examples with some averages I found on the internet.

For a $3.00 cup = 3*5=15 wk / 15*4=60 mo / 60*12=720 yr
For a $1.50 cup = 1.5*5=7.50 wk / 7.50*4=30 mo / 30*12=360 yr

Even saving $360 a year sounds good to me!

If you are sitting there saying- But, I only drink one cup a day…Well, let me tell you that they sell decent one-cup brewers now. You can brew your cup of coffee in a little over a minute with some of the newer models on the market.

If you make your coffee at home, you can also make it as strong or weak as you like. I feel that is a plus for me (I love a STRONG coffee!)

I am in no way suggesting that you NEVER buy a coffee out. I love to give myself a treat getting a mocha latte! But buying coffee out everyday should be something you cut out of your expenses. The economy is slumping and trimming unneccesary items out of your expense column will save you money.

Some utility bills hover around the $350/mo mark…just cutting this expense out is equal to having a month’s utility bills paid. If you think of it that way, you will not have a problem trimming this out!